---
title: "Storm-Ready Home: SC Safe Home Grant Program"
url: https://www.herespartanburg.com/home-garden/guide/sc-safe-home-grant/
date: 2026-04-24T08:35:49-04:00
modified: 2026-04-24T08:35:49-04:00
author: "Reginald Orr"
site: "HERESpartanburg"
attribution: "HERESpartanburg"
---

# Storm-Ready Home: SC Safe Home Grant Program

> SC Safe Home grants up to $5,000 for wind and hurricane mitigation — roof reinforcement, hurricane straps, impact doors. Apply at DOI.SC.GOV. Income-based eligibility.

*Source: [HERESpartanburg](https://www.herespartanburg.com/home-garden/guide/sc-safe-home-grant/) — April 24, 2026 by Reginald Orr*

South Carolina’s Safe Home Program, run by the Department of Insurance, reimburses homeowners up to $5,000 for wind-mitigation upgrades on their primary residence. Spartanburg County is inside the coverage zone even though we’re not on the coast.

**What qualifies**

• Roof deck re-nailing (6-inch pattern ring-shank nails)

• Secondary water barrier (self-adhering membrane under shingles)

• Hurricane straps (metal connectors tying rafters to top plate)

• Impact-rated garage door

• Impact-rated exterior doors

• Window and door opening protection (shutters or impact glass)

**Eligibility**

Owner-occupied primary residence, Adjusted Gross Income below state limit (roughly $90k for a family of four as of 2026 — check doi.sc.gov for current figures). No coastal requirement; Upstate homes qualify.

**Application**

Apply at doi.sc.gov/SafeHome. You’ll need a wind-mitigation inspection from a SC-approved inspector (roughly $150, often refundable through the grant). Once approved, you pay the contractor and submit receipts for reimbursement.

**Insurance bonus**

Every qualifying upgrade triggers a mandatory homeowners insurance discount in South Carolina. The discount typically pays back the out-of-pocket portion within 3-5 years — separate from the grant itself.